Income Report

The 1st Life and a Budget Blog Income Report and Updates

September 7, 2016
Come see how this blogger went from online freelancing income to earning money with her blog. Between writing and blogging, she made over $800 last month. Read all the deets if you aspire to do the same!
This post may contain affiliate links. See disclosure policy here.


First blog income report? But Toya, ain’t you been publishing income reports?

Yes, lovely readers, I have indeed been publishing income reports for the last 9 or so months. However, I’ve only been making online income through my freelancing and survey taking efforts.

Now, LAAB is making money!!

LAAB did make about $75 in May this year, but honestly, I thought it was a fluke and that there was no way in the heck that I would possibly be making any income at all through this little ole blog.

I mean, seriously — I just started last October and I hadn’t even paid my dues a year yet.  I figured the easiest way to make a little online income would be to write my heart out and use that money to pay on those student loans.

Well, that’s until I realized how much time it was going to take me to bring in my $2,000 income goal before the end of the year.


Join the FREE 5-Day E-course on How to Start a Blog. You’ll learn everything you need to know to get your own blog up and running, some tips and tricks that have helped me start earning an income, and more. Sign up for the How to Start a Blog E-Course today!


Come see how this blogger went from online freelancing income to earning money with her blog. Between writing and blogging, she made over $800 last month. Read all the deets if you aspire to do the same!



Yeah, ish got real — really quick after I realized all the work I needed to put in!

Two months ago I was burnt out and I honestly didn’t know how I was going to make this happen. However, I got wind of a little news. Stick with me.

There is a blogger who I absolutely adore because she inspired me to get off my tail and finally get this blogging thing going. She started blogging in 2012 and used her online income to pay off her $40,000 in student loan debt.

I was like, wow. That could be me.

Then I took a break from the online world and became even more frustrated with my growing balance.  

That was all until I finally decided to start this damn blog and tell everybody my business about how I’m hustling to pay off these student loans.

Okay, so back to this blogger. Well, a few months ago she said that she was creating a course to tell everybody her secrets on how she grew her affiliate marketing income from $0 to $50,000 (at the time of writing her course).

Well, I was like, “Hells yes, Michelle, I NEED this in my life!

And of course, I put up my own money (not my side hustle income) to purchase her course titled, Making Sense of Affiliate Marketing.

Yep, I sure did. I figured if Michelle was going to share her secrets with the world, I was going to learn from her.

So, that’s what I’ve been doing behind the scenes. I brought this course on July 5th and in August I made every single damn dollar back!

Yes, honey!  I was studying my little heart out and learning everything Michelle had to offer so I could incorporate it right here on LAAB.

All of this has led up to producing blog income and now I’m going to share with you how I made this money along with my customary online hustle income from freelancing. M’kay? Still here?


Related post on how to make extra money:


life and a budget blog income report



Okay, let’s do this. First things first…

If you’re interested in blogging away debt and/or offering freelancing services on the internet, I’ve written a detailed guide on how you can get your own site up and running. I’ve only been writing here since October 2015 and I’m already making money online. No excuses. Read How to Start a Blog on a Budget and get started today!  You can’t make blog income without a blog, yo.

Not interested in blogging? That’s cool too. Here are all my related side-hustle posts. Find something that suits you!

My online hustle update is where I divulge the income earned during the last month. All income I report is money that has actually made it to my checking account.  I’ll include expenses paid out of these earnings. These reports will not include taxes I owe.  I set aside 30 percent to cover taxes owed each month in addition to taxes taken out of my full-time paycheck (You can’t be too careful when it comes to the IRS people).  If you missed last month’s report, I made $1,054.


Other income reports:

Online Hustle Report: November – $54.77

Online Hustle Report: December – $171.59

Online Hustle Report: April – $942.00


Life and a Budget Blog Income Report – August 2016

Amazon FBA Course: $148.50

Capital One 360:  $20.00

BoardBooster: $5.00

Offer Juice: $6.75

Share-a-Sale: $8.00

Amazon: $1.26

Total Blog Income: $189.25


Do you want to learn how to make money with affiliate marketing on your website? Well, Michelle is the person you want to learn from because she is making over $50,000 per month.


Thoughts on LAAB Income for August and Making Sense of Affiliate Marketing

I’m pretty darned impressed that I made close to $200 the month after signing up for Michelle’s course. I think that pretty much is a testament to how knowledgeable Michelle is about affiliate marketing in the personal finance scene.

Making Sense of Affiliate Marketing isn’t some common knowledge or something that you can Google and figure out how to make a killing like Michelle is doing either.

After the release of this course, Michelle’s online income doubled to over $100,000! Real money yall!  And the best thing about it — Michelle didn’t do any webinars or none of that. She didn’t need to.

She got skills. That’s all I can say.

I’ve finished the course at the end of July, but I’m going to go through it again each month to make sure I’m incorporating everything she shares. I’m still amazed that I made my money back, though!

Anywho, if you’re a blogger and you’re trying to up your affiliate marketing game, trust me — you want to invest in Making Sense of Affiliate Marketing. 

I’m going to share some affiliate marketing goals a little later, but first, let’s talk about my online hustle income from freelance writing.



August 2016 Online Hustle Income


Freelance Writing Income and Blog Commenting Services: $854


VA: $60

Pinterest Ads: $15 (this should be the last of the little error I made from last month!)

Ghost Article Payment: $75

Client Connection: $39

Fiverr: $21 (never again!)

Total Expenses: $220

Total after Expenses: $634


Thoughts on August Online Hustle Income

Honestly, I struggled quite a bit in August. I had plenty of work to do, but it was a challenge balancing it all with my full-time job.

My husband was on medical leave and medical bills just kept coming.

I was frustrated and there were a few days where I decided I wasn’t working for NOBODY. This resulted in me taking a much needed mental health week from work.

With all of this and some personal family issues, I really needed a kumbaya moment. Ya feel me?

I’m expecting September to look a little brighter and I’m going to get back on the grind because these bills ain’t going to stop coming. I just have to balance myself.

This month I did better on my expenses. I reached out on Fiverr to see if I could find someone to create a budget spreadsheet for you all and let’s just say, I did a better job using a Google Spreadsheet.

I will never use Fiverr again.  I should have known better.


Student Loan Payment for August- $491

I ain’t going to lie, this one hurts. I really wanted to make a nice little dent in that student loan before my HVAC bill came in the mail.

But I’m going to look on the bright side. Since June I’ve been able to kick an extra $1,906.99 towards my smallest (highest interest, unsubsidized) student loan.  

After that $491 payment, I will owe around another $700 or so on that one before it’s paid in full. Then it will be time to hit the next one.

Since I was already making progress towards it and I don’t want the interest to build back up on it, I think I’m going to finish knocking it out before killing my HVAC bill.  I just need to see that student loan die so I can maintain my sanity.

Related Reading:  How to Create a Plan of Attack on Student Loan Interest


hustle report pic


Goals for September

I’m not going to share my goals for August verbatim, you can read about them here.

I did meet some of the goals I set for August. I increased my posts here back up to two per week. I increased the number of pins scheduled using Tailwind and I updated a lot of my past content.


Here are my goals for September:


1) Reinvest blog income back into LAAB.

I  have opted not to use any of LAAB’s money for debt as of yet. It takes a lot of effort to write good content and get out there and interact with others.

I’m going to use some of these funds for marketing and a few other things I feel will make LAAB better in the long-term. I plan to create an income goal for this blog and as soon as I reach it, that’s when I can start paying myself.


2) Get my ish together with this LAAB newsletter.

I’ve been sending out monthly newsletters, but I know I gotta do better. Readers sign up for newsletters for a reason and that’s because they want to hear from me. I’m sure y’all don’t appreciate my monthly holla. I’ll do better.


3) Grow my LAAB Facebook page.

I’ve been tripping with Facebook. I can grow Twitter. It continues to do its thing. Pinterest is growing like bananas — but then there’s ole poor Facebook.

I’ve been trying to work with a few other personal finance bloggers so we can help each other figure that thing out. I’ll let you know how that goes. I’m shooting for an additional 100 likes this month (and that’s a stretch goal).

Related Reading: Tailwind and Boardbooster – Why You Need Both


Wrap This Thang Up

Well, I brought in $823.25 total between blog income and freelance writing. Not bad for someone pretty much still new on the personal finance blog scene. I really do aspire to do great things here at LAAB.

I was skeptical about making a little cash on this blog so quickly, but Michelle reassures all of her students in our class Facebook group that it doesn’t matter if you’re big, small, old, or new at this – making blog income through affiliate marketing is possible.

This may be LAAB’s first blog income report, but I don’t anticipate it being the last!

I’ll discuss this more in the future, but I’m shooting for a solid $5,000 in blog income. I don’t mind taking it slow and steady because I’m not depending on my blog income to put a roof over my head or knock out my student loans.

I’m hustling (grinding reallllly hard) for the cash to pay back my debt. Making an income here at LAAB would literally be some icing on the cake.  But that’s it for this month. We’ll pick up here again in October!


How was your online income in August? Are you a blogger or freelance writer? Do you want to be one (and what is holding you back!)?


How to Start a Blog E-Course

This 5 day e-course will help you start a blog, quick tips to grow your traffic, and how to monetize your site quickly. Sign-up Today!

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Latoya Scott
Latoya is a writer for hire who loves talking about budgets and money. Her mission includes paying off $79,000 in student loans and aspiring other millennials to hustle their way towards financial freedom. Her work has been featured on The Huffington Post, Rockstar Finance, and My Fab Finance.

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  • Reply Holly@ClubThrifty September 7, 2016 at 10:32 am

    Great job on your income! I had a really busy August to the point where I was miserable for part of it. I should be able to take things easy these next few months. I just finished a big project, and I have a few trips coming up.
    Holly@ClubThrifty recently posted…$27,453 in August Income, Life Updates, and Other StuffMy Profile

    • Reply Latoya Scott September 7, 2016 at 2:48 pm

      Thanks, Holly! And yes girl, you puts in work and I can’t wait to get into your new course!

  • Reply Ty September 7, 2016 at 10:49 am

    Good job. Looking forward to more of these.
    Ty recently posted…Back-to-School Scheduling Tips for Busy ParentsMy Profile

  • Reply Tamika Hall September 7, 2016 at 10:53 am

    How about I love income reports! Thank you for being open and transparent. It’s always an inspiration to see how people are able to make an income from thei rblog

  • Reply Tia @ financiallyfitandfab September 7, 2016 at 11:04 am

    Congrats on a great month! I keep hearing good things about Michelle’s course – that is awesome that you almost made the money back in a super short amount of time.

    I am contemplating doing my first income report for my blog next month. I snagged my first sponsored post as well have been working on some freelance writing during September. Keep up the good work! You have motivated me.

    Now, you know I have to ask. Why did you say “never again” about the fiverr expense?
    Tia @ financiallyfitandfab recently posted…Balance Transfer: The Best Way to Pay Off High-Interest DebtMy Profile

    • Reply Latoya Scott September 7, 2016 at 2:47 pm

      Hey, Tia! Girl, I just felt off about it because I felt the work was shoddy. I know it was a $5.00 gig but I paid $20 which was $15 more than I needed to. I ended up creating a spreadsheet in Google Docs that looked way better. Now I’m not one to try and knock anyone’s hustle and I didn’t want to be mean about it with the person who did it. I even left a half-way decent review at 4.5 stars, but he was salty about my review still even though I took partial blame in not being explicitly clear in my directions. Just not what I hoped for, I guess, lol.

  • Reply Aliyyah @RichAndHappyBlog September 7, 2016 at 11:57 am

    Yayyy! So happy you’re making affiliate income. I’m starting to make some with Offer Juice as well. We have the same goal: to have a $2,000 online income month before the end of the year. We can do it!
    Aliyyah @RichAndHappyBlog recently posted…7 Honest Ways To Make Money OnlineMy Profile

    • Reply Latoya Scott September 7, 2016 at 2:44 pm

      Thanks so much, Aliyyah! Yes honey, we will be putting in work and hitting those goals in no time!

  • Reply Jax September 7, 2016 at 11:59 am

    Seconded on Fivrr-would love to know your experience!

    Awesome that you were able to make the money you spent on Michelle’s course! I am still wavering about signing up, but I am loving reading about it.

    You’re going to kill that student loan debt before you know it!

  • Reply Little House September 7, 2016 at 12:12 pm

    Well, you might have swayed me to purchase Michelle’s Affiliate Income course. She is super knowledgeable and makes killer income with her blog. I have one question, though: Does the affiliate information focus only on financial affiliates? My site is primarily focused on houses at the moment and wondered if it would be a good fit for me. Thanks for sharing, Latoya!
    Little House recently posted…The Details That Make a Craftsman HomeMy Profile

    • Reply Latoya Scott September 7, 2016 at 2:39 pm

      You’re welcome! And no, it’s not just financial affiliates! She has an entire module dedicated to the types of affiliates you could work with. Matter of fact, I think you just inspired my next post. The fact that you are focused on housing is a very good thing and I know you’ll find some great affiliates within your niche!

      Here are a few affiliates I use that you might want to check to see if they have anything within your niche: and

      For instance, Flex Offers has a bunch of different affiliates like department stores, hardware stores etc. If you talk about houses, you may find that your readers are interested in decor, tools, etc.

  • Reply Stefan - The Millennial Budget September 7, 2016 at 12:42 pm

    Fantastic job Latoya. Glad to see that affiliate income start up! It must be an incredible feeling and hopefully it only snowballs from here. Best of luck getting your goal, I know you work very hard so I am sure you will get it!

  • Reply Kate @ Cashville Skyline September 7, 2016 at 1:38 pm

    Way to go, Latoya! I have no doubt your blogging income will only continue to grow. I recently signed up for Michelle’s course, too. And I’m planning to dive in over the next few days.
    Kate @ Cashville Skyline recently posted…Health Savings Accounts: Your Triple Tax-Advantaged Secret WeaponMy Profile

    • Reply Latoya Scott September 7, 2016 at 2:37 pm

      Thanks so much, Kate! You’ll love the course! So much info to learn – and good info at that!

  • Reply Daria September 7, 2016 at 2:40 pm

    Awesome on your goals! I know you will make it…It seems you have a great strategy so no doubt your goals will be met. Thanks for sharing!
    Daria recently posted…Finding “ME” Time in the Midst of It AllMy Profile

    • Reply Latoya Scott September 7, 2016 at 3:00 pm

      Thanks and you’re welcome, Daria!

  • Reply Shirria September 7, 2016 at 3:25 pm

    Great job Latoya! I’m also taking Michelle’s course and have been implementing her techniques as I go. I’m hoping for a great pay off as well!
    Shirria recently posted…Avoid Financial RegretMy Profile

  • Reply Rachel@TheLatteBudget September 7, 2016 at 3:36 pm

    Congrats! Love that you share these…inspires me to work even harder! Thanks for being an inspiration!
    Rachel@TheLatteBudget recently posted…September Goals + RecapMy Profile

    • Reply Latoya Scott September 7, 2016 at 3:46 pm

      Hey, Rachel! You’re welcome! I’m glad they are spurring someone on!

  • Reply Joanae September 7, 2016 at 5:43 pm

    My goal is to double my blog income and content for the fourth quarter. Now you’ve encouraged me!

  • Reply jehava September 7, 2016 at 6:05 pm

    Really awesome and inspirational! Good job!

  • Reply Laura @ SavvyFamilyFinance September 7, 2016 at 6:13 pm

    Awesome job! Hope things continue to go well for you because your posts are awesome to read 🙂

  • Reply Antoinette September 7, 2016 at 7:52 pm

    Thanks for the tips! I love when a fellow blogger doesn’t mind sharing success tips. It’s appreciated.

  • Reply Preschool2teen September 8, 2016 at 12:55 am

    Great job! I love reading about others experience using a system and see it working.
    Preschool2teen recently posted…Greenhorn Book Review – Take A Stand Against BulliesMy Profile

  • Reply Finance Solver September 8, 2016 at 12:58 am

    Congratulations! $200 is a lot of money especially when it came in passively. I have yet to make money from my blog but I’m focusing on building content and providing value for at least the first 5 months. Affiliate marketing isn’t really in my mind too much. I’m really glad that the course treated you well! Michelle really knows what she’s talking about.
    Finance Solver recently posted…Be Brutally Honest With YourselfMy Profile

    • Reply Latoya Scott September 8, 2016 at 9:17 am

      Thanks! Yes, it’s good to focus on quality content to build the cornerstone of your blog during those early months!

  • Reply Francesca - From Pennies to Pounds September 8, 2016 at 7:54 am

    Wow this is fab! Well done 🙂 so great that you saw results straight away. Where did you find your work like the blog commenting job? 🙂
    Francesca – From Pennies to Pounds recently posted…What Can You Do To Help A Friend Who Is In Debt?My Profile

    • Reply Latoya Scott September 8, 2016 at 9:18 am

      Thanks, Francesca! I didn’t do anything special. A blogger just reached out to me after they saw my lengthy comments on another site and started following me. They reached out from there!

  • Reply The Green Swan September 8, 2016 at 11:19 am

    That’s great Latoya! Congrats on the quick success and best of luck on reaching your year end goal! Thanks for sharing.
    The Green Swan recently posted…The Next Move: Dublin or London?My Profile

  • Reply Joanna September 8, 2016 at 2:14 pm

    Wow that’s awesome. I’ve been trying to get more with affiliate marketing and it’s helping. I really need to get my blogging life. Last year I did so well and this year I’m like :-/
    Joanna recently posted…Photo Funday with FriendsMy Profile

  • Reply Jennifer Hamra September 8, 2016 at 8:37 pm

    Wow! These are great goals, Latoya! I am impressed! Thank you for sharing this with us because I am new to monetizing my blog, too, and the information you shared is VERY helpful for me! I was discussing with my husband using income from blogging to help pay off my student loans. Glad to know you are having a similar experience! Pinning your post so I can refer back to it later and check out Michelle’s course!

    • Reply Latoya Scott September 9, 2016 at 12:06 am

      Awesome, Jennifer! So glad to hear it was helpful and as always, if you have any questions don’t hesitate to reach out!

  • Reply Kim September 8, 2016 at 8:47 pm

    You’ve inspired me to enroll in her course. I’ve been looking for ways to earn more money outside of doing sponsored posts. I haven’t yet found the trick to affiliate links. This just might be helpful.
    Kim recently posted…Get Glowing, Wedding-Ready Skin Using derma eMy Profile

    • Reply Latoya Scott September 9, 2016 at 12:07 am

      Yes, I’m pretty sure it will be helpful for anyone despite their blog niche! If you ever have any questions just holler at me!

  • Reply Kiwi September 9, 2016 at 8:13 am

    Thanks for being so candid about your monthly income report. I am a blogger and freelance writer. You just inspired me, I have been doing this for about 2 years professionally and it still is a hustle. I think I want to continue to take my freelance writing abilities up another level and make more money by taking another gig. Continue on your journey love!
    Kiwi recently posted…Croissants Bistro and Bakery Brunch Review | Myrtle Beach,SCMy Profile

    • Reply Latoya Scott September 9, 2016 at 10:22 pm

      You’re welcome, and thank you! I definitely appreciate the encouragement!

  • Reply Kayvona September 9, 2016 at 8:33 am

    You did good! My number one goal is to minimize my blog and support my family. I’m definitely going to check out that course!
    Kayvona recently posted…Making Room For Baby | Newborn StorageMy Profile

    • Reply Latoya Scott September 9, 2016 at 10:19 pm

      Awesome, let me know if you have any questions!

  • Reply LaQuishs Hall September 9, 2016 at 11:20 pm

    Congratulations on your blog success! This is very inspiring and I am encouraged!
    LaQuishs Hall recently posted…Summer BlueMy Profile

  • Reply Misha @ Money She Wrote September 12, 2016 at 12:21 am

    Congrats on your first official blog income report 🙂 I am confident you will reach your goals, if not earlier than you planned to. I also took Michelle’s affiliate course and am excited to put her course to use! As I’m quite new to the blogging world, I am also trying to grow my Facebook page. It’s a struggle! If you ever write a post dedicated to this, I’ll be sure to follow and share 🙂

  • Reply Ashli @ The Million Dollar Mama September 12, 2016 at 1:51 pm

    Yay! How exciting – congratulations lady! I’m going to have to check out Michelle’s course – sounds pretty awesome!
    Sorry you had a crappy Fiverr experience – I made the same mistake once. I thought I’d test it out for a logo design, and I got something that looked like a 5-year-old had made it in Microsoft Paint, haha! (I get that you can’t expect much for $5, but I thought it would’ve been a tiny bit better!)
    Ashli @ The Million Dollar Mama recently posted…How to Make Money From Your PhoneMy Profile

    • Reply Latoya Scott September 13, 2016 at 12:07 am

      Lol! Yeah, I’d at least expect some skills if you’re going to have an online hustle. Thanks for sharing your experience, it at least makes me feel a little better about my waste of money:)

  • Reply Ray Richards September 17, 2016 at 7:33 pm

    It’s so cool that you started making decent money with this blog. I can really feel the passion in your writing and I think you will be doing a lot better in a few months. Good luck on paying that student loan!

    I’ll check out that affiliate marketing course because she is making a lot of money so she must know what she’s doing, right?

    Keep the reports coming because they motivate you and us to hustle ;)!

  • Reply Jonna September 20, 2016 at 3:07 pm

    I love these income reports. It’s so inspiring and helps me think of ways to keep up with my progress and ideas for monetizing my blog.

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