Income Report

The 1st Life and a Budget Blog Income Report and Updates

September 7, 2016
Come see how this blogger went from online freelancing income to earning money with her blog. Between writing and blogging, she made over $800 last month. Read all the deets if you aspire to do the same!
This post may contain affiliate links. See disclosure policy here.


First blog income report? But Toya, ain’t you been publishing income reports?

Yes, lovely readers, I have indeed been publishing income reports for the last 9 or so months. However, I’ve only been making online income through my freelancing and survey taking efforts.

Now, LAAB is making money!!

LAAB did make about $75 in May this year, but honestly, I thought it was a fluke and that there was no way in the heck that I would possibly be making any income at all through this little ole blog.

I mean, seriously — I just started last October and I hadn’t even paid my dues a year yet.  I figured the easiest way to make a little online income would be to write my heart out and use that money to pay on those student loans.

Well, that’s until I realized how much time it was going to take me to bring in my $2,000 income goal before the end of the year.


Join the FREE 5-Day E-course on How to Start a Blog. You’ll learn everything you need to know to get your own blog up and running, some tips and tricks that have helped me start earning an income, and more. Sign up for the How to Start a Blog E-Course today!


Come see how this blogger went from online freelancing income to earning money with her blog. Between writing and blogging, she made over $800 last month. Read all the deets if you aspire to do the same!



Yeah, ish got real — really quick after I realized all the work I needed to put in!

Two months ago I was burnt out and I honestly didn’t know how I was going to make this happen. However, I got wind of a little news. Stick with me.

There is a blogger who I absolutely adore because she inspired me to get off my tail and finally get this blogging thing going. She started blogging in 2012 and used her online income to pay off her $40,000 in student loan debt.

I was like, wow. That could be me.

Then I took a break from the online world and became even more frustrated with my growing balance.  

That was all until I finally decided to start this damn blog and tell everybody my business about how I’m hustling to pay off these student loans.

Okay, so back to this blogger. Well, a few months ago she said that she was creating a course to tell everybody her secrets on how she grew her affiliate marketing income from $0 to $50,000 (at the time of writing her course).

Well, I was like, “Hells yes, Michelle, I NEED this in my life!

And of course, I put up my own money (not my side hustle income) to purchase her course titled, Making Sense of Affiliate Marketing.

Yep, I sure did. I figured if Michelle was going to share her secrets with the world, I was going to learn from her.

So, that’s what I’ve been doing behind the scenes. I brought this course on July 5th and in August I made every single damn dollar back!

Yes, honey!  I was studying my little heart out and learning everything Michelle had to offer so I could incorporate it right here on LAAB.

All of this has led up to producing blog income and now I’m going to share with you how I made this money along with my customary online hustle income from freelancing. M’kay? Still here?


Related post on how to make extra money:


life and a budget blog income report



Okay, let’s do this. First things first…

If you’re interested in blogging away debt and/or offering freelancing services on the internet, I’ve written a detailed guide on how you can get your own site up and running. I’ve only been writing here since October 2015 and I’m already making money online. No excuses. Read How to Start a Blog on a Budget and get started today!  You can’t make blog income without a blog, yo.

Not interested in blogging? That’s cool too. Here are all my related side-hustle posts. Find something that suits you!

My online hustle update is where I divulge the income earned during the last month. All income I report is money that has actually made it to my checking account.  I’ll include expenses paid out of these earnings. These reports will not include taxes I owe.  I set aside 30 percent to cover taxes owed each month in addition to taxes taken out of my full-time paycheck (You can’t be too careful when it comes to the IRS people).  If you missed last month’s report, I made $1,054.


Other income reports:

Online Hustle Report: November – $54.77

Online Hustle Report: December – $171.59

Online Hustle Report: April – $942.00


Life and a Budget Blog Income Report – August 2016

Amazon FBA Course: $148.50

Capital One 360:  $20.00

BoardBooster: $5.00

Offer Juice: $6.75

Share-a-Sale: $8.00

Amazon: $1.26

Total Blog Income: $189.25


Do you want to learn how to make money with affiliate marketing on your website? Well, Michelle is the person you want to learn from because she is making over $50,000 per month.


Thoughts on LAAB Income for August and Making Sense of Affiliate Marketing

I’m pretty darned impressed that I made close to $200 the month after signing up for Michelle’s course. I think that pretty much is a testament to how knowledgeable Michelle is about affiliate marketing in the personal finance scene.

Making Sense of Affiliate Marketing isn’t some common knowledge or something that you can Google and figure out how to make a killing like Michelle is doing either.

After the release of this course, Michelle’s online income doubled to over $100,000! Real money yall!  And the best thing about it — Michelle didn’t do any webinars or none of that. She didn’t need to.

She got skills. That’s all I can say.

I’ve finished the course at the end of July, but I’m going to go through it again each month to make sure I’m incorporating everything she shares. I’m still amazed that I made my money back, though!

Anywho, if you’re a blogger and you’re trying to up your affiliate marketing game, trust me — you want to invest in Making Sense of Affiliate Marketing. 

I’m going to share some affiliate marketing goals a little later, but first, let’s talk about my online hustle income from freelance writing.



August 2016 Online Hustle Income


Freelance Writing Income and Blog Commenting Services: $854


VA: $60

Pinterest Ads: $15 (this should be the last of the little error I made from last month!)

Ghost Article Payment: $75

Client Connection: $39

Fiverr: $21 (never again!)

Total Expenses: $220

Total after Expenses: $634


Thoughts on August Online Hustle Income

Honestly, I struggled quite a bit in August. I had plenty of work to do, but it was a challenge balancing it all with my full-time job.

My husband was on medical leave and medical bills just kept coming.

I was frustrated and there were a few days where I decided I wasn’t working for NOBODY. This resulted in me taking a much needed mental health week from work.

With all of this and some personal family issues, I really needed a kumbaya moment. Ya feel me?

I’m expecting September to look a little brighter and I’m going to get back on the grind because these bills ain’t going to stop coming. I just have to balance myself.

This month I did better on my expenses. I reached out on Fiverr to see if I could find someone to create a budget spreadsheet for you all and let’s just say, I did a better job using a Google Spreadsheet.

I will never use Fiverr again.  I should have known better.


Student Loan Payment for August- $491

I ain’t going to lie, this one hurts. I really wanted to make a nice little dent in that student loan before my HVAC bill came in the mail.

But I’m going to look on the bright side. Since June I’ve been able to kick an extra $1,906.99 towards my smallest (highest interest, unsubsidized) student loan.  

After that $491 payment, I will owe around another $700 or so on that one before it’s paid in full. Then it will be time to hit the next one.

Since I was already making progress towards it and I don’t want the interest to build back up on it, I think I’m going to finish knocking it out before killing my HVAC bill.  I just need to see that student loan die so I can maintain my sanity.

Related Reading:  How to Create a Plan of Attack on Student Loan Interest


hustle report pic


Goals for September

I’m not going to share my goals for August verbatim, you can read about them here.

I did meet some of the goals I set for August. I increased my posts here back up to two per week. I increased the number of pins scheduled using Tailwind and I updated a lot of my past content.


Here are my goals for September:


1) Reinvest blog income back into LAAB.

I  have opted not to use any of LAAB’s money for debt as of yet. It takes a lot of effort to write good content and get out there and interact with others.

I’m going to use some of these funds for marketing and a few other things I feel will make LAAB better in the long-term. I plan to create an income goal for this blog and as soon as I reach it, that’s when I can start paying myself.


2) Get my ish together with this LAAB newsletter.

I’ve been sending out monthly newsletters, but I know I gotta do better. Readers sign up for newsletters for a reason and that’s because they want to hear from me. I’m sure y’all don’t appreciate my monthly holla. I’ll do better.


3) Grow my LAAB Facebook page.

I’ve been tripping with Facebook. I can grow Twitter. It continues to do its thing. Pinterest is growing like bananas — but then there’s ole poor Facebook.

I’ve been trying to work with a few other personal finance bloggers so we can help each other figure that thing out. I’ll let you know how that goes. I’m shooting for an additional 100 likes this month (and that’s a stretch goal).

Related Reading: Tailwind and Boardbooster – Why You Need Both


Wrap This Thang Up

Well, I brought in $823.25 total between blog income and freelance writing. Not bad for someone pretty much still new on the personal finance blog scene. I really do aspire to do great things here at LAAB.

I was skeptical about making a little cash on this blog so quickly, but Michelle reassures all of her students in our class Facebook group that it doesn’t matter if you’re big, small, old, or new at this – making blog income through affiliate marketing is possible.

This may be LAAB’s first blog income report, but I don’t anticipate it being the last!

I’ll discuss this more in the future, but I’m shooting for a solid $5,000 in blog income. I don’t mind taking it slow and steady because I’m not depending on my blog income to put a roof over my head or knock out my student loans.

I’m hustling (grinding reallllly hard) for the cash to pay back my debt. Making an income here at LAAB would literally be some icing on the cake.  But that’s it for this month. We’ll pick up here again in October!


How was your online income in August? Are you a blogger or freelance writer? Do you want to be one (and what is holding you back!)?


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Latoya Scott
CFEI/Social Entrepreneur
Latoya Scott is a Certified Financial Education Instructor and personal finance writer with a mission to help millennials learn how to stop living paycheck to paycheck so they can become financially carefree.

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  • Joanna September 8, 2016 at 2:14 pm

    Wow that’s awesome. I’ve been trying to get more with affiliate marketing and it’s helping. I really need to get my blogging life. Last year I did so well and this year I’m like :-/
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  • Jennifer Hamra September 8, 2016 at 8:37 pm

    Wow! These are great goals, Latoya! I am impressed! Thank you for sharing this with us because I am new to monetizing my blog, too, and the information you shared is VERY helpful for me! I was discussing with my husband using income from blogging to help pay off my student loans. Glad to know you are having a similar experience! Pinning your post so I can refer back to it later and check out Michelle’s course!

    • Latoya Scott September 9, 2016 at 12:06 am

      Awesome, Jennifer! So glad to hear it was helpful and as always, if you have any questions don’t hesitate to reach out!

  • Kim September 8, 2016 at 8:47 pm

    You’ve inspired me to enroll in her course. I’ve been looking for ways to earn more money outside of doing sponsored posts. I haven’t yet found the trick to affiliate links. This just might be helpful.
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    • Latoya Scott September 9, 2016 at 12:07 am

      Yes, I’m pretty sure it will be helpful for anyone despite their blog niche! If you ever have any questions just holler at me!

  • Kiwi September 9, 2016 at 8:13 am

    Thanks for being so candid about your monthly income report. I am a blogger and freelance writer. You just inspired me, I have been doing this for about 2 years professionally and it still is a hustle. I think I want to continue to take my freelance writing abilities up another level and make more money by taking another gig. Continue on your journey love!
    Kiwi recently posted…Croissants Bistro and Bakery Brunch Review | Myrtle Beach,SCMy Profile

    • Latoya Scott September 9, 2016 at 10:22 pm

      You’re welcome, and thank you! I definitely appreciate the encouragement!

  • Kayvona September 9, 2016 at 8:33 am

    You did good! My number one goal is to minimize my blog and support my family. I’m definitely going to check out that course!
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    • Latoya Scott September 9, 2016 at 10:19 pm

      Awesome, let me know if you have any questions!

  • LaQuishs Hall September 9, 2016 at 11:20 pm

    Congratulations on your blog success! This is very inspiring and I am encouraged!
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  • Misha @ Money She Wrote September 12, 2016 at 12:21 am

    Congrats on your first official blog income report 🙂 I am confident you will reach your goals, if not earlier than you planned to. I also took Michelle’s affiliate course and am excited to put her course to use! As I’m quite new to the blogging world, I am also trying to grow my Facebook page. It’s a struggle! If you ever write a post dedicated to this, I’ll be sure to follow and share 🙂

  • Ashli @ The Million Dollar Mama September 12, 2016 at 1:51 pm

    Yay! How exciting – congratulations lady! I’m going to have to check out Michelle’s course – sounds pretty awesome!
    Sorry you had a crappy Fiverr experience – I made the same mistake once. I thought I’d test it out for a logo design, and I got something that looked like a 5-year-old had made it in Microsoft Paint, haha! (I get that you can’t expect much for $5, but I thought it would’ve been a tiny bit better!)
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    • Latoya Scott September 13, 2016 at 12:07 am

      Lol! Yeah, I’d at least expect some skills if you’re going to have an online hustle. Thanks for sharing your experience, it at least makes me feel a little better about my waste of money:)

  • Ray Richards September 17, 2016 at 7:33 pm

    It’s so cool that you started making decent money with this blog. I can really feel the passion in your writing and I think you will be doing a lot better in a few months. Good luck on paying that student loan!

    I’ll check out that affiliate marketing course because she is making a lot of money so she must know what she’s doing, right?

    Keep the reports coming because they motivate you and us to hustle ;)!

  • Jonna September 20, 2016 at 3:07 pm

    I love these income reports. It’s so inspiring and helps me think of ways to keep up with my progress and ideas for monetizing my blog.

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