Have you ever read some of your fellow PF Bloggers posts about their budgets and had your mind blown away at their accomplishments?
I’ll raise both my hands to that because I’ve found quite a few of them that budget well! I pin these type of posts because a girl who blogs about Life and A Budget can dream she will accomplish such feats in her future, right?
If you’re hoping to become a savvy little budgeting something, I advise you to grab your refreshments, put your feet up, and settle in for some amazing reads. I’m not going in any order because they’re all awesome. You’ll see…
I love reading their budgets because they are easy and realistic. If I wasn’t so visual, this would probably be an easier process — group certain expenses (baby supplies, household supplies, decor, etc) into an Everything Else category.However, I don’t have that much self-control. I have to separate expenses like House Decor and Household Items because if I didn’t, we would have too many throw pillows from Target and no toilet paper. Just sayin…
What I love about this budget is they pay a car payment into a Car Replacement Fund. Okay, so I have a little confession to make. We have one of those funds and it has a few cents in it. It’s been a goal for a long time to pay ourselves a car payment and we know we’ll get there eventually. Until then, I’ll admire Jessi’s efforts.
This one has to go on the list because if you’re into details, you’ll definitely want to check out their 10 step process to creating a thorough budget. And, they’ve proven it works! They no longer have a mortgage! That’s what’s up! Now while you’re over there, check out my Making A Difference (MAD) feature. Hope it inspires you.
I love the strategy with Trea’s budget because she is dedicating 49% of her budget towards knocking out her student debt. Although I can’t see itemizations on this budget, budgeting percentages of income towards certain things can help you quickly pay off any debt. One statement that resonates with me is, “We’re passive with our money when we allow it to dictate where to go.” True that.
This concept blows my mind every.single.time. I will harp on this in next week’s Online Hustle Update (so stay tuned). These budget experts (they may not feel like experts, but I’ll put them on that pedestal anyway) live on last month’s income! To do this, they’ve implemented a Zero Based Budget strategy which helps them stay on goal each month. They share all the benefits of living on last month’s income, so you can just head on over there and check it out.
If you don’t know how to budget and you are willing to read all of these, you will learn something today! I hope you’re as excited about the possibilities that await you once you clean up your money situation using some of these budgeting strategies. That’s all for now. Just wanted to stop by this Saturday and give you some light reading for the weekend.