Financially Smart Gift Guide for Kids

November 22, 2016
Here's a gift guide with over ten financially smart toys and books you can give your child this holiday!
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I like to keep things simple for the holidays as far as my kids are concerned, but one thing I never like to skimp out on is my children’s education.

Whether it be books or games that teach them important life concepts or financially savvy lessons — I’m all here for anything that will help them learn a little something.

So this year I was in search of some gifts for my kids that will teach them to be financially smart.

It doesn’t necessarily have to be money related, but it had to teach them either a money concept or how to add two and two together.

Since I like to talk money around these here parts, I decided to share my findings with you. Here is quick gift guide appropriate for many age groups – one that will help your little ones be financially smart.


Here's a gift guide with over ten financially smart toys and books you can give your child this holiday!


Financially Smart Gift Guide for Kids


1. Financial Peace Jr.

financial peace junior gift guide for kids


In Financial Peace Jr, Dave Ramsey has created a toolkit to help your little ones about money in a way that relates to everyday life. It has a chore list, lessons, and a dry erase board to track progress. If you’re a big fan of the money envelopes – you’ll love the give, save, spend zippable pouches. This will set you back about $25.00 and is appropriate for ages 3 to 12.

2. Discovery Kids Coin – Counting Money Jar


discovery kids coin counting money jar gift guide for kids


The Discovery Kids Counting Money Jar helps your little ones learn to count change. I had one of these when I was little, but mine didn’t come in the cute colors available for kids today. This one was available for under $13 and is appropriate for ages 3 and up.


3. Money Bingo Game

money bingo game gift guide for kids

Learning to count change can present its challenges, but this game, Money Bingo, makes it fun. With playing cards, calling cards, and chips, kids will learn how to add up nickles, dimes, quarters, and pennies in different ways. This would be a great stocking stuffer and is only $5.99. It’s appropriate for ages 5 to 9.


4. Pretend Play Toy Cash Register

pretend play toy cash register gift guide for kids

A pretend play cash register is perfect for the child who likes to play grocery store. This toy will help them learn how to purchase products and count money at the same time. It costs $15.99 and is appropriate for kids 3 and up. It comes in many different colors, so the boys won’t be left out too!


5. Payday Board Game

pay day board game gift guide for kids

The Payday Board Game is perfect for parents who want to foster an entrepreneurial spirit in their kids. Teach them how to make money with this game and reap rewards on Payday.  This game is $10.79 and is appropriate for kids 8 to 12 years old.


6. Wooden Mathematics Learning Counting Toy

wooden mathematic counting toy gift guide for kids


The Wooden Mathematics Learning Counting Toy may not look like it’s any fun to play with, but it will teach your child some awesome math skills that will come in handy when it comes to money management. Now, this thing says it’s appropriate for children 12 and up, but I’m hoping that kids that age already has the proper grasp on these math skills. My daughter is six-years-old and this would be perfect for helping her complete her math homework (without the multiplication and division, of course). Best part is that it’s super affordable at $4.85 and would be a perfect stocking stuffer.


7. Laugh and Learn Learning Piggy Bank

laugh and learn piggy bank gift guide for kids

The Laugh and Learn Piggy Bank is too cute!  It’s perfect for my son who loves to do everything his big sister is doing. When she’s counting her change and putting it in her piggy bank, he can too. It is has Smart Stages Technology, so it grows with your child and sings over 40 different tunes. I love the price on this, $11.99 for Prime Members. This is appropriate for ages 6 months to 3 years old.


8. Little Tykes Cash n Play Cash Register

little tykes count n play cash register gift guide for kids


When your big kid is playing with their very own cash register, your baby or tot can have their own Little Tykes cash register. Although, I’m sure my tot will try to snatch big sis’s register and she will be trying to play with his – why do kid’s do that?  You can drop coins in the register, pull the handle to open the drawer and slide the credit card in the slot to drop coins in the drawer. It’s $14.99 and appropriate for ages 24 months to 5 years old.


9. Learning Resources Pretend and Play Checkbook with Calculator

learning resources pretend and play checkbook gift guide for kids


The Learning Resources Pretend and Play Checkbook made the list because I have fond memories of having one of these when I was a kid.  Now I didn’t have a lot of money sense when I was growing up, but one thing I could do was write a check. And I’ve never written a bad check (thank God). They have replacement checks for when your kid runs out and it’s something I will consider purchasing for my daughter when she’s a little older if checks are still around. It’s a perfect stocking stuffer and costs $10.43. This is appropriate for ages 5 and up.


10. Melissa and Doug Play Money Set

melissa and doug play money set gift guide for kids

Last on the list is a Melissa and Doug Play Money Set. Who didn’t have play money when they were growing up? Kid’s love these kinds of toys and it will help them learn to count larger denominations. Again, this is a perfect stocking stuffer and only costs $15.99. It’s appropriate for ages 3 and up.

Now that we’ve got the fun stuff out of the way, I couldn’t end this thing without throwing in some money smart books for this gift guide. If you want to teach your kids about entrepreneurship or money, here is a gift guide of a few books that are worth putting on their bookshelves.


Financially Smart Gift Guide: Books

  1. The Coin Counting Book by R. Williams
  2. Lemonade in Winter: A Book About Two Kids Counting Money by Emily Jenkins
  3. Millions, Billions, and Trillions: Understanding Big Numbers by David Adler
  4. One Cent, Two Cents, Old Cent, New Cent: All About Money by Bonnie Worth
  5. Billy Sure Kid Entrepreneur by Luke Sharpe
  6. Junie B Jones and a Little Monkey Business by Barbara Park
  7. You Can’t Buy a Dinosaur WIth a Dime by Harriet Ziefert
  8. The Berenstain Bears’ Trouble With Money by Stan Berenstain
  9. Little Critter: Just Saving My Money by Mercer Mayer


Wrapping Thangs Up

I’m sure there’s plenty more out there that will help us parents teach our kids to be financially smart, but this is a start. There’s something on this list for my toddler and my six-year-old, and many of the games are family friendly. We already have several of these books on this list and I look forward to adding more. Now all of these gifts don’t have to make it onto your list this year, but I encourage you to at least find one gift that will help your child soar mathematically and financially.


Which of these do you think your kiddos will be interested in?  Do you currently own anything on this financially smart gift guide for kids?


Latoya Scott
CFEI/Social Entrepreneur
Latoya Scott is a Certified Financial Education Instructor and personal finance writer with a mission to help millennials learn how to stop living paycheck to paycheck so they can become financially carefree.

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  • Emily @ JohnJaneDoe November 22, 2016 at 2:02 pm

    My kiddo loves Monopoly, and while she needs some help with the counting and math (she’s in 1st grade) and we have to break the game up into small sessions, she gets the strategy. She plays store with a cash register toy at my parent’s house and enjoys it. We have the Cat in the Hat money book and Arthur’s Funny Money.
    Emily @ JohnJaneDoe recently posted…Christmas Tree Throwdown: Real Versus ArtificialMy Profile

  • The Green Swan November 22, 2016 at 5:19 pm

    Great gift recommendations, Latoya. My little one (2.5 yrs old) loves the piggy bank and I also have bought him the wooden math counting set, but he is still a bit too young for this one. I got a little ahead of myself buying that one…he just wants to throw the sticks! 🙂
    The Green Swan recently posted…My Money Mistakes and RegretsMy Profile

    • Latoya Scott November 22, 2016 at 5:39 pm

      Lol! That’s hilarious and cute.

  • Carlana November 24, 2016 at 12:26 pm

    These are some great recommendations. I like giving children gifts that are fun yet educational. Some of these will be great for my nephew.

  • Eva November 24, 2016 at 5:48 pm

    We had the cash register and the check book kit for the kids. They manage their money pretty well… the older one got a girlfriend, so we have to reprogram that one. LOL!
    Eva recently posted…I DID That! Paddle Boarding and Sailing in Negril, JamaicaMy Profile

    • Latoya Scott November 24, 2016 at 10:47 pm

      Rofl! That’s hilarious…good luck with that!

  • KenyaRae November 25, 2016 at 12:41 am

    It’s never too early to start teaching good spending habits.
    KenyaRae recently posted…I’m Selfish. I Said It. Now What?My Profile

  • Cleverly Changing November 25, 2016 at 11:31 am

    When my girls were small I bought several of these sets and books. Their parents have good money habits and I talk to them about real life financial responsibilities.

  • Mimi Green November 25, 2016 at 12:38 pm

    A couple years ago my kids got the coolest banks that teach them to save. This year we’ve gifted them with actual bank accounts.
    Mimi Green recently posted…The Remarkable Kia Niro is out The Nice Ride has ArrivedMy Profile

    • Latoya Scott November 25, 2016 at 6:29 pm

      That’s awesome, Mimi!

  • Joanae November 25, 2016 at 1:09 pm

    Financial education at a young age. I’m totally here for it! Mold them early!

  • Tiffany H. November 26, 2016 at 7:06 am

    Seems like good toys that can turn into real life lessons, never to early to teach kiddos about money and savings..
    Tiffany H. recently posted…Who say’s “you can’t wear White after Labor Day”? Diner En Blanc say’s “you can”.My Profile

  • Kim November 27, 2016 at 11:51 pm

    These are all great ideas. I love the bank and the book selection. I will be picking up at least one of those books
    Kim recently posted…Holiday Gifting and more at the Momtrends Holiday SoireeMy Profile

    • Latoya Scott November 28, 2016 at 9:59 pm

      The books are so much fun. I secretly enjoy reading my kid’s books more than they do, lol:)

  • LaQuisha November 29, 2016 at 8:21 pm

    What a great way to learn financial responsibility! I love using games to enhance learning.

  • Kasi November 29, 2016 at 9:02 pm

    This is a great list! I think it’s a great idea to start children young with being financially smart!
    Kasi recently posted…Fall Style: Denim on Denim + Olive Green Longline Vest + Romwe SaleMy Profile

    • Latoya Scott November 30, 2016 at 12:22 am

      Yep, that’s the plan!

  • Julie Nelson December 3, 2016 at 3:44 am

    Hi Latoya, these toys are ultimate. This type of toys teaches kids for save money. My kids will enjoy these toys. Thanks for sharing.

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