This budgeting for beginners – ultimate budgeting series will walk you through creating your own budget. You will learn everything you need to know to successfully create a beginners’ budget. It comes complete with printable budget worksheets (monthly expense worksheet, monthly budget, debt repayment worksheet, savings worksheet, and password worksheet) too!
Welcome to Life and a Budget’s Ultimate Budgeting Series. For those of you new to budgeting or those who have tried and failed miserably, this is the place you’re supposed to be!
When you’re starting out, don’t make this harder than it needs to be. You don’t need a bunch of fancy software, you just need something simple and easy to understand. It’s important to just get started!
In this series, I’m providing you with the basic knowledge that you need to successfully start budgeting. I’ve included some beautiful printables for you to purchase and instructions on how to use them.
The most important thing you need to bring to the table is the right mindset. If you don’t believe you can do this, you’ll achieve what you believe. However, if you’re willing to look past your past financial mistakes and learn something new – you’ll finally be on track to getting your finances in order!
Budgeting For Beginners: The Ultimate Budgeting Series
- Why Everyone Needs a Budget – This article explores why everyone needs a budget and exactly what creating a budget can help you achieve.
- How to Track Your Income and Finance Your Ideal Lifestyle – In this article, I give you insight on how to effectively track your income so you can afford more of the things you want. Stop just paying bills and pay yourself!
- How to Track Expenses So You Can Stick to Your Budget – In this article, we discuss ways to track your monthly expenses and go over the common budget categories your budget should have.
- Savings Plan: How to Automate and Build Your Savings – In this article, you will learn how to create a savings plan and how to automate your savings so that your bank account continues to grow. This is the secret to affording more of what you want and still being able to manage unexpected expenses.
- How to Use a Simple Budget Worksheet for Budgeting Success – This article details how to use a simple budget worksheet to effectively manage your family budget.
- Budget Management: How to Improve Your Budget – This article sums up everything from the first five articles of the budgeting for beginners series. We’ll discuss strategies to help you fine-tune your budget once you’ve tracked your income, expenses, and created a savings plan.
- How to Organize Your Bills: Never Miss a Payment Again! – This article shows you how you can organize your bills and never miss another payment. If you get a lot of late fees, this will help you keep track of what bills you owe and when they are due.
- Budgeting for Budget Haters – An in-depth look at budgeting for those of you who need a little more advanced help!
What This Budgeting Series Will Help You Achieve
If you’re new to budgeting, grab something to write with and go through this series step-by-step. By the end of this budgeting for beginners series you should be able to:
- track your income
- manage your expenses based on your current pay
- plan for unexpected expenses
- set up a bill-payment system that reduces or eliminates late fees, and
- to tackle your debt with a well thought out plan
The printable budget worksheets shared in this series are completely optional and very affordable. You can use those to guide you through the series or you can find a notebook to keep up with your income, monthly expenses, savings and debt-repayment and more!
If you have any questions at any time during the series, feel free to shoot me an email at latoya at lifeandabudget dot com.
Grab a copy of all printables for $5!
