A monthly bill tracker printable may be just the thing you need if you’re prone to missing bill due dates. Racking up a bunch of late fees because you failed to keep track of your bills can derail your financial goals. Not only that, depending on how much money you’re shelling out in late fees, you could be missing opportunities to reach a savings goal. The best way to keep track of bills is by using a free printable bill tracker. All you have to do is print it off and place it into your budget binder along with all of your other important financial planning documents.
What is a bill payment tracker?
A bill payment tracker can be free printables that you use to create a list of all of your household bills. Some come with space for you to write the amount due, the date for bill payments, and an area that you check off to indicate payment has been made. It’s an easy way to visually see all of your monthly expenses and keep track of your monthly bills.
How do I use a monthly bill tracker printable?
First, print out the monthly bill tracker template you want to use.
I’ve created several versions of a monthly bill payment tracker that’s good for a whole year. Each comes in a pdf format and the best part is that you don’t have to join an email list to receive them! That’s right, just click and download your very own copy for personal use, no strings attached.
Write down your list of bills on the monthly bill tracker printable.
Next, you will use the bill tracker template to create a list of bills and the payment amounts due. You can use a budget sheet to help you create your list or simply gather all of your bills. There’s no special way that you need to order them unless you prefer to put them in chronological order according to the payment due date.
Here’s a list of major bills that you should be sure to include on your free printable monthly bill trackers:
- Car payments
- Mortgage or Rent
- Insurance
- Utilities
- Medical bills
- Daycare expenses
- Tithes
- Charity Donations
For a more comprehensive list of total expenses or bills to include, be sure to check out How To Track Monthly Expenses So You Can Stick To Your Budget. This post will also help you learn how to analyze your daily spending so you can cut back if you need to. Killing two birds with one stone is how we like to do it over here…
Check it off and organize your free bill tracker with your other financial documents.
When it’s paid for, simply put a check mark under the month of the year that has been paid. If you’re not used to paying bills, and you’ve managed to miss a payment due date or two, you may need to create a better system so you won’t be left scrambling at the end of the month.
You can punch holes in the pdf documents and keep the monthly bill tracker printable in a binder with your monthly budget planner (grab one of these free printable budget templates here), expense tracker, credit card statements, and bank statements. Be sure to check it every single month to make sure that you haven’t missed a payment.
Let me give an example of how this would work. Say a new bill comes in the mail and you find that it’s your electric bill. Instead of adding it to one of your ever-growing to-do lists, place it in your binder or a file folder that’s specifically for bills to pay. Set a date in your calendar to go through any bills to pay and simply pay them, and then check them off. Bonus points if you set them up on auto payments. Just be sure to sign up to receive an email alerting you the payment has been made. That way you can still check it off your list.
Related Reading:
Free Budget Spreadsheet Template
The Ultimate Budgeting Series for Beginners
Grab a FREE monthly bill tracker printable!
Hopefully, I’ve explained the process of how to use a monthly bill tracker printable in a way that will make it easy on you. It may seem a little confusing until you get your printable in hand and start actually doing the work.
Trust me, once you start paying attention to these things and staying on top of your budget, there’s no turning back! You’ll be so happy you started and next year around this time, you’ll be able to give yourself a pat on the back because of the progress you’ve made.
Now again, these are absolutely free. No email sign-up is necessary to access the pdf files. Just click on the image of the printable you like the most and download it for immediate use. These free printables are a great way to start keeping track of your bills and you won’t regret using them!
If you can’t decide on which printable you like, click this link to grab all of them for FREE!