Income Report

July Online Hustle Report

August 12, 2016
Come see how this blogger made over $1,000 from their online side hustles. If you're interested in freelancing and blogging, this post is a must read!
This post may contain affiliate links. See disclosure policy here.


Welcome to July’s Online Hustle Report, y’all!  This is where I’ll give you an in-depth review of how my online side hustle income played out last month.

New to LAAB

First, I would like to welcome you to Life and a Budget. If you’re here, you’re probably wondering why in the heck is this chick on the internet talking about how much money she makes. Is she asking for trolls, nosy family members, and plain ole haters to come for her?

Well to answer that, no I’m not. I’m not here for any foolishness, I’m here because this is actually how I got my first taste of inspiration to get on here and hustle away my debt.

I remember the very first income report I read and how this person who wrote the report paid off her debt in 7 freakin’ months!  I sat there like, oh em gee. I had a moment.

This young lady made income on her website through affiliate ads, freelance writing, blog management, and other offline side hustles. She paid off $40,000 in student loans in only 7 months.

Here I was, 31 years old, 10 years out of college and I had a growing balance of $80,000ish in student loans. I was not only inspired; I was fed up and decided it was time to get rid of those darn things.

So if you’re new here and you’re fed up, let me be the one to tell you that I can relate!

Get inspired and join the rest of us.

Related post on how to make extra money:


If you’re interested in blogging away debt and/or offering freelancing services on the internet, I’ve written a detailed guide on how you can get your own site up and running. I’ve only been writing here since October 2015 and I’m already making money online. No excuses. Read How to Start a Blog on a Budget and get started today!

Not interested in blogging? That’s cool too. Here are all my related side-hustle posts. Find something that suits you!




Come see how this blogger made over $1,000 from their online side hustles. If you're interested in freelancing and blogging, this post is a must read!


My online hustle update is where I divulge the income earned during the last month. All income I report is money that has actually made it to my checking account.  I’ll include expenses paid out of these earnings. These reports will not include taxes I owe.  I set aside 30 percent to cover taxes owed each month in addition to taxes taken out of my full-time paycheck (You can’t be too careful when it comes to the IRS people).  If you missed last month’s report, I made $583.50.


Other income reports:

Online Hustle Report: November – $54.77

Online Hustle Report: December – $171.59

Online Hustle Report: April – $942.00


Join the FREE 5-Day E-course on How to Start a Blog. You’ll learn everything you need to know to get your own blog up and running, some tips and tricks that have helped me start earning an income, and more. Sign up for the How to Start a Blog E-Course today!




How much money did I earn online in July 2016?

I earned a whopping total of $1,054.


Here’s a breakdown of my income:

Etsy: $ 0.00

Freelance Writing: $1,000

Blog Comment Managing Service: $54

Blog Management: $0.00

Pinecone Research: $0.00

Ebates Earnings: $0.00

Total: $1,054


Here is a breakdown of my expenses for July:

Client Connection Fees: $39.00

Boardbooster: $5.00 (If you’re a blogger, check out my post about using Tailwind and Boardbooster to create a kick-ass strategy.)

VA: $60.00

Editor: $50.00

Outsource Article: $125.00

Ebook: $25.00

PO Box: 60.00

Social Warfare Plugin: $24.00

Pinterest Ads: $59.00 (don’t ask, smh!)

Total Expenses =  $447


Total Monthly Income After Expenses: $607



How to Earn More Money

Thoughts on July

Honestly, I could have done better. If you notice in my expenses, I outsourced an article for $125.00 because I was burnt out!

I needed the rest and I don’t regret shelling out that money to get the job done. However, if I’d listened to a few of y’all and slowed my tail down, I wouldn’t have been in the predicament in the first place. Lesson learned.

I’m supposed to be trending upward to meet my online income goal of $2,000 per month by the end of December. I may have to revisit my current strategies so I can continue to progress.

One other thing I’m totally sick over is those stupid Pinterest Ads!  Seriously, I was just experimenting a few things and forgot to end them. Checked my account a few days later and I’d racked up quite a few charges. Another lesson learned.


online hustle


Goal Progress and Debt Repayment for July


Goals for July were as follows:

  1. Focus on Pinterest traffic some more. (Passed)
  2. Cold Pitching. (Flunked)
  3.  Finish all August posts. (Flunked)


Clears throat.

Let’s discuss this a bit shall we? First of all, I needed the downtime. I mentioned in my first Life Commentary article here that my husband had to have surgery and our HVAC went out.

I’ve been running around looking crazy and I needed a break. Even though my freelance income didn’t suffer in July, I had to outsource to get some things done.

With this being said, cold pitching and getting a month ahead with writing here at LAAB was not on the membrane.

However, I did land a new client last month, so that made up for my failure to get out there and do some cold pitching.

This month’s extra payment towards my student loans was a whopping, $611.25.

I’m happy about that! ALL of this was from side hustle income that I earned in June. Next month is probably when those payments on that damn HVAC system will kick in so any money I earn from side hustling will be diverted to that loan until it’s paid in full. I can’t deal with the 9 percent interest rate on that one.


Next Month’s Goals for August


1) Blogging Goals

My goal lately has been focusing on traffic here at LAAB. I’m hovering between 300 to 400 page views per day for the last month or so and I want that number to increase to 1,000 per day before the end of the year.

Of course, a goal with no strategy won’t cut it, so here is my  plan to do this:

1) Update old content and include related article links.

2) Increase my pinning to 450 or more per week.

3) Try to work my way back up to at least two posts per week.

We’ll see how this plays out. Good thing is that I’m joining a blog mastermind group and I’m sharing my goals with these ladies to help get my ish together.

Last Month’s Top Visited Posts: How to Get a Month Ahead on Little Income, How to Create a Budget That Won’t Fail, 12 Ways to Save More Money, and How to Responsibly Build Credit

If you have specific content you would like to see here at LAAB or have a question you would like to have answered, please take this survey!  It will only take 3 minutes or so and your question may be the first LAAB Reader’s Question! 


2) Freelancing Goal

I like writing long-form content (guides and such) so I want to start attracting more clients that need this type of product. If I can get just 1 or 2 more clients requiring 2,000 or more word articles/guides, I can increase my rates and phase out lower paying work. 

If you need a personal finance writer, let’s talk. Visit my Hire Me page or email me for details!


3) Go through course again – Making Sense of Affiliate Marketing

I purchased Making Sense of Affiliate Marketing out of my own pocket because I’ve been waiting for the longest to learn how Michelle from Making Sense of Cents handles her affiliate marketing strategy.

I’m totally in love with this topic because increasing affiliate income here at LAAB would be frickin awesome!!


Well, if I increased my affiliate income (btw, LAAB is earning some affiliate income…just no pay outs as of yet which is why they aren’t reflected in my online hustle income) I could focus on doing writing projects I totally enjoy.

So far the course is great. If you’re a blogger who is interested in growing your income through affiliate marketing, this is a course you should invest in. Click here to sign up for Making Sense of Affiliate Marketing and get ready to learn a thing or two.  Just remember, as I said in this post, if you’re going to take a course – do the work!

The course has a TON of information that I would have never even thought of and the FB mastermind group for this course – let’s just say you’ll get your monies worth on this one.


How was your hustle in July? Share below and if you have links to your latest income report, feel free to share as well!

For those of you who aren’t bloggers, share your side hustle results as well. Do you side hustle? Are you interested? Talk to me:)



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Latoya Scott
CFEI/Social Entrepreneur
Latoya Scott is a Certified Financial Education Instructor and personal finance writer with a mission to help millennials learn how to stop living paycheck to paycheck so they can become financially carefree.

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  • Tia @ financiallyfitandfab August 12, 2016 at 10:25 am

    So Latoya, you know I have to ask. Did you have success with Pinterest Ads? I have only slightly dabbled in Facebook Ads.

    My “blog income” was the highest in July but still not making marks like you are. I have a few new opportunities starting in September, so I am trying to get ahead on my blog work before then.

    Keep up the good work!
    Tia @ financiallyfitandfab recently posted…6 Sites to Book a Last Minute HotelMy Profile

    • Latoya Scott August 12, 2016 at 3:25 pm

      No, Pinterest Ads are too expensive and not really worth it. I got ALOT of impressions on the pins I was promoting but not enough click throughs for it to actually be worth it. And I guess that is a good thing because you actually have to pay for click throughs.

      Thanks a bunch:)

  • Ashli @ The Million Dollar Mama August 12, 2016 at 2:18 pm

    That’s a good chunk of change you were able to put towards your student loans – congrats on that! I’ve recently started an experiment to see how much money I can make from online surveys. I’m tracking how much time I spend per day doing them, and how much I make at the end of a month. So far, I’m actually pretty impressed!

    • Latoya Scott August 12, 2016 at 3:26 pm

      Yeah, the small amounts add up and it doesn’t take me that long. I figure if I can get a couple of the kids toys and/or household toiletries etc, it’s worth the effort. After all if I earn that much, that’s the amount of money I can through back towards debt:)

  • Kate @ Cashville Skyline August 12, 2016 at 6:56 pm

    Keep up the great work, Latoya! I’ve burned myself out multiple times, but I’m really trying to find a better balance these days. Getting laid off from my day job a couple of weeks ago has helped. Haha.
    Kate @ Cashville Skyline recently posted…#GetMore with KasasaMy Profile

    • Latoya Scott August 12, 2016 at 9:24 pm

      Ha! Yeah, the full-time job has very well been the source of burnout as of lately. And my incorrigible toddler, lol! Thanks a bunch:)

  • Finance Solver August 13, 2016 at 7:00 am

    $1000 of extra income in a month is a lot! I would like to see a post detailing how you acquired the client, what website you used to procure him or her, etc. Extra details on it would be really nice 🙂
    Finance Solver recently posted…What’s Holding You Back?My Profile

    • Latoya Scott August 14, 2016 at 10:07 pm

      Hey there, Finance Solver! I already got you covered. My post on Wednesday, Aug 17th is going to answer all of those for you!:)

  • Frugal Millennial August 13, 2016 at 11:18 pm

    Great job on the income and the extra payment on your loans! You inspire me!
    Frugal Millennial recently posted…My Unique Bachelorette PartyMy Profile

  • Jen@FrugalSteppingStones August 14, 2016 at 2:08 pm

    My blog hustle was small, but growing. I’ve suddenly started getting a lot of repins of a few particular posts, and it’s driving a little extra traffic my way. I’ve grown my Twitter followers from under 200 to getting close to 600, so I was happy with that.

    In August I am going to finally set up my email list, work on my 2nd website a bit, and figure out if I want to do Tailwind or Boardbooster.

    I’m getting extra hours through my part-time nursing job, so it’s helping me get closer to my 2016 Roth goal.

    • Latoya Scott August 14, 2016 at 10:05 pm

      Way to go, Jen! Isn’t it great to make some progress after all the work you put in?

  • DC @ Young Adult Money August 15, 2016 at 12:56 am

    I love how transparent you are about your income! You aren’t trying to fool anyone into thinking it’s easy to make money online, and you clearly have been putting in the work through freelance writing to build up a very respectable (and awesome) amount of side hustle income each month. Unrelated but I love the purple social media buttons – you can’t miss them!
    DC @ Young Adult Money recently posted…Use this Spreadsheet to Track your Student LoansMy Profile

    • Latoya Scott August 15, 2016 at 11:52 am

      LOL! Thanks, David! Yep, it’s not a easy hustle. It’s important that others who aspire to write on the side understand this so they will be encouraged when the going gets rough.

  • Hannah August 16, 2016 at 7:03 pm

    Way to go on the upward trend! I was doing well, and then screwed up a few projects all at once. Now that I’m done licking my wounds, I’ve got to get back into hustle gear.

    • Latoya Scott August 17, 2016 at 10:46 am

      Aww man, sorry to hear that! Yes, just pick back up and get started again. I know you’ll get it done!

  • Jason Butler August 17, 2016 at 11:01 pm

    Congrats on a great July. I had my best month ever in online income in July. August will probably surpass that. I want to know who the person is that paid off $40,000 worth of debt in 7 months is. That’s crazy.
    Jason Butler recently posted…How I Save Money on AlcoholMy Profile

    • Latoya Scott August 17, 2016 at 11:10 pm

      Thanks, Jason:) And congrats on a great month!

  • Jax August 24, 2016 at 9:20 am

    Good on you for knowing when you need a break and then taking one! Love that extra payment to the student loans! Thanks for sharing your income report- it’s great to see the successes and the less than successes and that gives me inspiration. Thanks for not sugar coating it for us!

    • Latoya Scott August 24, 2016 at 10:24 am

      You’re welcome! Nah, sugar coating things just isn’t in my nature. I like it straight:)